Each year one vicious habit discarded, in time might make the worst of us good.
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- Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones.
- It is easier to prevent bad habits than to break them.
- If you can’t pay for a thing, don’t buy it. If you can’t get paid for it, don’t sell it. Do this, and you will have calm and drowsy nights, with all of the good business you have now and none of the bad. If you have time, don’t wait for time.
- Waste neither time nor money, but make the best use of both. Without industry and frugality, nothing will do, and with them everything.
- He that is good for making excuses is seldom good for anything else.
- Work as if you were to live a hundred years. Pray as if you were to die tomorrow.